 as low as
2.66% APR*
Extraordinary Real Wheels Vehicle Deals
- Up to a 72 month term
- Up to 115% of vehicle retail value
- Bonus $150 Visa® Gift Card with Pre-Approved Vehicle Loan†
For a limited time, purchase a vehicle with as low as 2.66% APR* New or Used OHecu Vehicle financing through an OHecu Office, the OHecu Membership Service Center or OHecu website, and receive a $150 OHecu Visa® Gift Card.†
You'll get the benefit of OHecu Package premium discounts—no dealer financing can offer that. $150 OHecu Visa Gift Card offer is only good on loans booked at an OHecu Office.
For a great rate, speak with an OHecu Member Service Representative, call our 24-hour Loan Center at 800-552-6328, ext. 5 or apply online at www.ohecu.com.
 * Payment of $376.65 on a $25,000 loan amount for 72 months with an interest rate of 2.49% (Annual Percentage Rate 2.66%). The rate of 2.49% (Annual Percentage Rate 2.66%) is the best rate available only to members with tier A+ credit, Gold Member Package status and Auto Debit of loan payment. Rates subject to change without notice. All loans subject to approved credit. Other competitive rates and terms available.
† Applies to new or used (titled) vehicle loan financed directly through any OHecu office. Minimum loan amount to receive the $150 Gift Card is $10,000. Vehicles financed through an auto dealer are not eligible for this offer. This offer cannot be used to refinance an existing OHecu loan. It can be used to refinance a non-OHecu vehicle loan. Offer subject to change without notice. All loans subject to approved credit and underwriting guidelines.
| Upcoming Change to Member Privilege Overdraft Protection
One parameter for the Member Privilege Program is being changed effective February 1, 2012. The Member Privilege ATM or Debit Card Overdraft fee is being changed from $17.00 to $20.00. All other terms of the Member Privilege program remain the same. Please keep a copy of this notice for your records.
A full description of the Member Privilege Overdraft Protection service is available at www.ohecu.com, or at any OHecu office.
What is the Member Privilege Program?
At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, inconvenient and potentially embarrassing experience. At The Ohio Educational Credit Union (OHecu), we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned. That's why we provide Member Privilege, a special overdraft service for OHecu's members.
Member Privilege is a discretionary overdraft service requiring no action on your part that provides you a safety net up to an automatically assigned overdraft limit. Your Member Privilege limit may be available for checks and other transactions made using your checking account number or automatic bill payment and recurring debit card payment. Also, at your request, we may authorize and pay ATM transfers or withdrawals and everyday debit card purchases using your limit. |
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