About Us Contact Us
The Ohio Educational Credit Union
News & Scholarships Savings Services Loan Services Convenience Services Membership & Packages
  Loan Services
Home
e-22nd Street Online Banking
 
Auto & Boat Loans
Residential 1st Mortgages
Home Equity Line of Credit
Other Mortgage Products
Quick-Cash Personal Loans
Student Loans
VISAŽ Classic Card
VISAŽ Platinum Card
Loan Rates

Online Loan Application
An easy way to apply for an OECU loan.

Dealer Financing
Get your OECU auto financing at these participating dealers.
 

Residential First Mortgage Loans

Buying a home is one of the most exciting purchases you will make. Providing you with the right financial tools to make this purchase is part of the OECU mission to assist you in enhancing your financial well-being.

When it's time to look for a new home or to refinance the loan on your existing home, OECU provides you with a choice in Mortgage Loan products and an easy application process.

Also, when the need arises to take advantage of the equity you have in your home, OECU is ready to provide you with a convenient tool to make use of your home's accumulated equity.

1st Mortgage Loan Products

OECU provides both purchase and construction loans for residential property. A variety of product terms are available. Don't forget that you can be pre-approved for a Mortgage Loan before you even start looking for your home.

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages (ARM)
  • Purchase or Refinance Loans up to $359,650
  • Investment Property Mortgages
  • No Down Payment Home Buyers Program
  • Jumbo Loans
  Home Loan Checklist

The home loan checklist includes the documents that you will need to have available when the 1st Mortgage Loan Application is completed.

  • Prior year W2s or Federal Tax Return if self-employed
  • Most recent pay stub showing year-to-date earnings
  • Documents of other income sources that will be considered in the repayment of the loan
  • Most recent statements for Checking, Savings and Investment Accounts
  • Listing of all outstanding loans, credit cards and other debts
  • A gift letter from the person giving you any gift of money or property to assist you in the purchase of your new home

Residential First
Mortgage Loans

Residential First Mortgage Loan Online Rates & Application