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Loan Rates

Online Loan ApplicationOnline Loan Application
An easy way to apply for an OECU loan.

Dealer FinancingDealer Financing
Get your OECU auto financing at these participating dealers.
Extraordinary! Real Wheels Vehicle Deals as low as 2.66% APR*
Extraordinary!

Real Wheels Vehicle Deals

as low as 2.66% APR*

  • Up to 72 month term
  • Up to 115% of vehicle purchase price
  • Additional 0.25% loan rate reduction with 20% down payment
  • Purchase a new or used vehicle
  • Refinance a non-OECU vehicle loan.

Bonus
$150 Visa® Gift Card with Pre-Approved Vehicle Loan

For a limited time, purchase a vehicle with as low as 2.66% APR* New or Used OECU Vehicle financing through an OECU Office, the OECU Membership Service Center or OECU website, and receive a $150 OECU Visa® Gift Card.†

You’ll get the benefit of OECU Package premium discounts—no dealer financing can offer that. $150 OECU Visa Gift Card offer is only good on loans booked at an OECU Office.

For a great rate, speak with an OECU Member Service Representative, call our 24-hour Loan Center at 800-552-6328, ext. 5 or apply online.

* Payment of $376.65 on a $25,000 loan amount for 72 months with an interest rate of 2.49% (Annual Percentage Rate 2.66%). The rate of 2.49% (Annual Percentage Rate 2.66%) is the best rate available only to members with tier A+ credit, Gold Member Package status and Auto Debit of loan payment. Rates subject to change without notice. All loans subject to approved credit. Other competitive rates and terms available.

† Applies to new or used (titled) vehicle loan financed directly through any OECU office. Minimum loan amount to receive the $150 Gift Card is $10,000. Vehicles financed through an auto dealer are not eligible for this offer. This offer cannot be used to refinance an existing OECU loan. It can be used to refinance a non-OECU vehicle loan. Offer subject to change without notice. All loans subject to approved credit and underwriting guidelines.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.