Bronze Package Benefits

The additional benefits available to Bronze Package members include:

• FREE Home Banking
• FREE Bill Pay**
• FREE Checking
• FREE standard checks for your OECU Checking Account
• Unlimited FREE OECU ATM transactions at OECU owned and Alliance One machines
• Five FREE Non-OECU owned ATM transactions per month
  (surcharge fees at non-OECU, non-Alliance One, non-Key Bank ATMs apply)
• No annual fee on an OECU VISA® Credit Card
• No sales fee on American Express® travelers checks
• No monthly maintenance fee on your OECU Share Savings Account
• No loan application fee
• No annual IRA fee
• No In-branch service fee
• "First-Time Auto Buyer Program"—1, 2 or 3-year-old used auto can be financed at new auto loan rates (member must be enrolled in school)

Bronze Package Requirements

Average Savings Product Balance Relationship*** of $5,000 through $9,999.99

OR

Aggregate Balance Relationship‡ of $5,000.00 through $9,999.99, with direct deposit or payroll deductions of at least $400.00 per month.

Accounts subject to underwriting guidelines.

** Requires an OECU checking account.

*** Average Savings Product Balance Relationship Definition - The Average Savings Product Balance Relationship is the total of all your primary membership Savings, Checking, Money Market, Term Share Certificate, IRA Savings, IRA Term Share Certificate, and Special Savings Accounts, using the average daily balance for each account for the month.

‡ Aggregate Balance Relationship Definition - The Aggregate Balance Relationship is the total of all your primary membership deposits and loans with OECU, using the average daily balance for each account for the month.