OECU VISA® Check Card

OECU VISA Check Card

It's faster than writing a check, easier than carrying cash and as easy as 1, 2, 3.

If you are ready to apply for your OECU VISA Check Card, click here.

If you need more information about this convenience service, please read the following answers to other members' questions.

Q. What is an OECU VISA Check Card?

A. The OECU VISA Check Card works like both an ATM card and a check. It can be used at any ATM or merchant that displays the VISA, MAC, PLUS, or Money Station emblem.

Q. How do I use the OECU VISA Check Card?

A. When using the OECU VISA Check Card at an ATM, you enter your personal identification number (PIN) to receive cash, make deposits, transfer money between accounts, or receive your account balances. At stores, restaurants or any merchant that displays the VISA emblem, it works like a check. You present the card to the cashier, sign the receipt, and the amount of your purchase will be deducted from your OECU Checking Account. The OECU VISA Check Card is as easy to use as an OECU VISA Credit Card when making catalog purchases via the Internet or telephone.

Q. Will I receive a statement for my OECU VISA Check Card transactions?

A. Your OECU VISA Check Card transactions will appear on your monthly OECU Checking Account statement, just like an ATM transaction would. The transaction information is more informative than just a check number. It provides not only the amount and date of the transaction but also the name of the merchant. This extra information makes it easy to balance your checking account.

Q. Can I still use my checks when I shop?

A. Yes, you can still use your checks. You can use either the OECU VISA Check Card or your personal checks, whichever is most convenient for you. However, we are sure that once you see how much more convenient the OECU VISA Check Card is to use, you will need to write fewer and fewer checks.

Q. How can I get an OECU VISA Check Card?

A. All you need to do is complete the OECU Account Add-On Form. If you already have an OECU Checking Account, the OECU VISA Check Card will be added to that account.* If you do not have an OECU Checking Account, the Add-On Form can be used as an application to open an OECU Checking Account with an OECU VISA Check Card.

Q. What is the CURewards™* Program?

A. Just by using your OECU Visa Check Card, you'll earn bonus points through the CURewards program*. For every dollar you spend by signing for a purchase with your OECU Visa Check Card, you'll earn bonus points that can be redeemed for rewards that can make your life a lot more interesting. These range from airfare, hotel accommodations and car rentals to merchandise like appliances and tools to golf, skiing and theater experiences. It is truly rewarding!

* CURewards Points are earned for every dollar you spend on all non-PIN purchases. Just make sure you press “credit” or sign the receipt for all your everyday purchases to earn CURewards points.

Q. What happens if my OECU VISA Check Card is lost or stolen?

Contact OECU AT ONCE if you believe your card and/or PIN code has been lost or stolen, or if money is missing from your account.
If an unauthorized person uses your OECU VISA Check Card for a non-PIN-based transaction, and you report your loss or theft to OECU within two (2) business days, your loss is limited to $50.00.
If you DO NOT report your loss or theft within two (2) days, and OECU can prove it could have stopped the unauthorized transaction if you had reported within that period, you could lose as much as $500.00.
If an unauthorized person uses your OECU VISA Check Card as a PIN-based transaction, you can lose all of the money in your account, regardless of when you report the loss. So always treat your OECU VISA Check Card, and your PIN code as though they were cash!

* Subject to underwriting guidelines.

VISA® Check Card

The Application Form is a downloadable PDF File, requiring Adobe Acrobat Reader 5.0 or greater. Acrobat Reader can be downloaded by clicking on the above link.